Less Silly

Nov. 19th, 2007 06:43 pm
pecunium: (Loch Icon)
[personal profile] pecunium
Free Credit Report.com had a new ad, starting about a month ago, which was sort of cute. Guy with a guitar singing at a "Jolly Roger" sort of seafood shack. The lyrics were half-stupid, but it wasn't horrible.

Not so the one which seems to have started last week.

Same guy (not a bad gig, and how many pleasant voiced guitar players are there in the casing pool?) is singing, but this time it's not some schmuck "stealing" his ID. No, this time it's his wife. She, you see, didn't tell him she'd defaulted on a credit card.

As a result they are living in her folks' basement.

The subjtext was ugly, but no, they had to go and make it overt; it ends with him saying that, had he used Free Credit Report.com, he's be a happy bachelor in better digs.

That's right, if she has bad credit, he would have foregone the partner he describes as, "perfect."

Fuck 'em.


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Date: 2007-11-20 04:18 am (UTC)
From: [identity profile] shekkara.livejournal.com
But who'd be doing his laundry in that bachelor pad?

To add to the "less silly" department, the ad is available on youtube and several of the commenters are saying things like "funny and true".

Date: 2007-11-20 04:29 am (UTC)
From: [identity profile] pecunium.livejournal.com
No, really?

Yuck.

TK

Date: 2007-11-20 05:17 am (UTC)
From: [identity profile] soldiergrrrl.livejournal.com
Honestly, at this point in my life, I'd have to think long and hard about getting involved with someone who was irresponsible or untrustworthy with money. I've worked too damned hard to let someone screw up my life and my credit rating to just handwave away any problems.

Medical and life emergencies are different animals altogether, so I would also have to see what prompted a default on a credit card. Rarely does a person default on ONE card, and have an otherwise unblemished record.

No, the ad isn't kind and no, I don't like it, but I also understand why someone would think twice about getting involved with someone with a horrible credit score. No matter what I used to think, love does not overcome all things, and a credit score is more than simple numbers any more.

If that makes me a horrible person, so be it.

Then again, maybe I'm overthinking it.

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