pecunium: (Default)
[personal profile] pecunium
Got the bills for the kidney stone today.

Yeesh.

Total invoiced bills, rounded off, $8,000.

Five hundred of that is to the radiology lab for the CT scans, which are also billed on the hospital invoice to the tune of $3,700. I guess I wasn't kidding when I told the nurse at Walter Reed that, had I been paying for what they gave me, I'd have been filing bankruptcy after about 48 hours.

The mark-up for the saline, (which I know the rough cost of, because vets use it, and I worked at at vet) was about 14 times the cost of the bags ($222, rounded), the IV catheter cost $325, the tubing for it was, thankfully only $250. The morphine, a bargain at $50, for 10mg. Each time a nurse pushed some drugs, add a hundred bucks for the treatment, so for the bags and the drugs, $700 labor. Not bad for a grand total of 30 minutes worth of work (and I'm including the time spent getting the bags and drugs).

The worst part is the sanskrit billing. I don't recall getting a pair of injections, separately from the stuff pushed IV, but the bill seems to have them.

On the up side, if there is, I think I'd have agreed to most of that, and at that price (certainly the drugs, etc, I'm not so sure about the CT Scans) for the privilege of not screaming myself mute while the stone passed.


And the note on the back, that's the kicker. If we pay promptly (i.e. withing 30 days of today, though I might have to argue the date of reciept, were we to be on the line) we get a 50 percent discount for prompt payment, because I have no insurance.

Which feels like a scam.

I have to confess, even knowing that medical treament in the states is expensive, the sheer speed with which a huge bill gets racked up is astonishing (I made the comment at Walter Reed because I'd gotten lots of treatment in a short time. Fluids, doctors, ER, Spinal Tap, more bloodwork than I know how to describe, CT Scans, 14 doctors, on a total of four teams, plus my attending and the rheumatology team (who basically stopped by to see how I was doing; since it was their regimen of treatment which put me in hospital to begin with), three kinds of antibiotics, some potassium (ow, ow, ow!... not good, and worse the second time, after you've been getting IV Fluids for a week) and other things, I no longer recall. That was the first 2 1/2 days... I was there for almost two-weeks).

If it had been bad, say I'd needed a stent, or had mmore stones and they worried about complications, I'd be filing for bankruptcy. For some shots, a bit of blood work and some fluids. That makes up half the bill. The other half is for 10 minutes of scanning, and the expertise to read the results (I'm assuming the 500 to the radiology lab is for the person who shot the film).

Six hours, $8,000, for non-dedicated treatment (whatever nurse was handy, and the doctor on call).

On the other hand, if one can find the money (all of it) quickly, the bill is far less. Which makes me wonder at the real cost of things. It also means those who rack up really huge bills (say a heart attack, and a $25,000 tab) are screwed. They can't find the money to close the account, so they have to pay the really huge markup.

Date: 2005-05-26 11:47 pm (UTC)
ext_39302: Painting of Flaming June by Frederick Lord Leighton (Default)
From: [identity profile] intelligentrix.livejournal.com
It is a difficult thing to deal with--being unable to afford, and yet desperately need, medical services. I am one of the uninsured. In fact, I can't even get insurance privately, and as an independant contractor of sorts there's no employer to offer a health care plan. My only option, if I don't want to go into debt for the rest of my life, is to go to the emergency room at Charity Hospital. If you want an idea of what limbo is like, spend 8 hours in the Charity waiting room. Hard plastic chairs, glaring overhead flourescents, always-on TV, a variety of suffering and often unwashed humanity.... In Madison they at least had urgent care centers where you could go for relatively minor, but needing treatment, problems such as a deep cut or possible broken bone or high fever. You'd be seen quickly and efficiently, not made to feel like a wuss because you don't have bone protruding from your flesh and also not made to feel as if your trivial problem is taking time away from truly deserving emergencies. The fees were quite reasonable, too, as I recall. I went to one when I gashed my thumb open when a glass I was washing broke.

Lots of nattering to say what everyone already knows: the system doesn't work for most people, and those at the bottom of the economic ladder get the worst of it: they often get poor treatment and pay the most. Canada looks good, but the paperwork involved in emigrating!

Profile

pecunium: (Default)
pecunium

June 2023

S M T W T F S
    123
45678910
11 121314151617
181920212223 24
252627282930 

Most Popular Tags

Style Credit

Expand Cut Tags

No cut tags
Page generated Feb. 25th, 2026 06:20 am
Powered by Dreamwidth Studios